Workers’ Compensation Insurance in Mount Shasta, CA
Workers’ compensation insurance is vital to running a business in California. At Rich Toreson Insurance Agency Inc, we understand local businesses’ unique challenges and are committed to helping you protect your employees while meeting state requirements.
Why Does Workers’ Compensation Matter?
Workers’ compensation, often called workers’ comp, is designed to provide benefits to employees who experience work-related injuries or illnesses. In most states, this coverage is a legal requirement for most employers. Having the right policy in place helps ensure that your team receives medical care and wage replacement if they’re hurt on the job, while also protecting your business from costly lawsuits.
What Does Workers’ Compensation Cover? 
A comprehensive workers’ compensation policy may help with the following:
- Medical expenses for work-related injuries or illnesses
- Lost wages during recovery periods
- Rehabilitation services to help employees return to work
- Death benefits for families in the event of a fatal workplace accident
These benefits are designed to support both your employees and your business, providing peace of mind and financial protection.
Who Needs Workers’ Compensation?
Nearly every business with employees in California is required to carry workers’ compensation insurance, regardless of the number of staff or the type of work performed. This includes full-time and part-time employees. Failing to maintain proper coverage can result in significant penalties and legal consequences.
Contact Us
Ready to review your workers’ compensation coverage or have questions about your options? Contact us today to speak with our team for a personalized quote or more information.